Welcome to HRE | Home Harare Receivable Exchange – Your easiest business decision

Grow your business faster.A funding alternative that puts your business first.

We pride ourselves in providing a secure, efficient and transparent way of financing working capital. We are interested in working with you because by working together, we strengthen supply chains for your benefit, that of your suppliers and trade in general.

Put your receivables to work.Stay focused on
growing your business.

We believe that by helping businesses decrease the time in which they get paid by their clients, we increase their ability to grow.

  • HRE ensures that funds are available and at your disposal rather than tied up in invoices.
  • HRE alleviates the hassle of chasing unpaid invoices and the risk of bad debt against the business with flexible contract arrangements.
  • Partnering with HRE in receivables financing is a smart way of freeing up funds and time, allowing businesses to focus on their core business and not trade payments.

Get connected and find out more
on HRE.

Get services.Requirements for HRE's services:

  • 1Present HRE with invoices for goods or services
  • 2Share your sales history for the last 6 months
  • 3Have your debtors pay HRE directly



“HRE has been a key partner for Weaver Energy in its progression and evolution in business. The uncertainty in Zim economically, made traditional banks even more reluctant to deal with younger, less established businesses, and HRE filled that gap masterfully.😉”

Tafadzwa Maenzanise
(Weaver Energy)

“HRE Zimbabwe have been invaluable in supplying a debt factoring service that has assisted us in accessing quick and painless bridging finance for our debtors”

Richard Minnaar
(Westale Trading)

Partners and Associates

  • Afrexim, established by African Governments, private and institutional investors as well as non-African financial institutions and private investors for purpose of financing, promoting and expanding intra-African and extra-African trade. For more information visit: https://afreximbank.com/

  • FSD Africa is a £30 million financial sector development programme based in Nairobi funded by UK aid from the UK Government. FSD Africa aims to reduce poverty across sub-Saharan Africa by building efficient, robust and inclusive financial markets. For more information visit: http://www.fsdafrica.org/

  • For more information visit: https://www.ukaiddirect.org/

  • FCI was set up in 1968 as a non-profit global association for factoring and receivables finance companies around the world. Today, FCI has grown into the world’s representative factoring network and association with close to 400 members in 90 countries. For more information visit https://fci.nl/en/

  • Buy Zimbabwe is an Opportunities, Linkages and Market Access Company that leads in the promotion and facilitation of the preference of Quality and Competitive Zimbabwean products and services.


  • Zimnat has been a leading player in Zimbabwean insurance since 1946. In 2015, Sanlam Emerging Markets, a subsidiary of Johannesburg Stock Exchange listed financial services and insurance company, acquired a 40% shareholding in the Zimnat Group. For more information visit: https://www.zimnat.co.zw/

  • Point Forward Ltd, a company registered in the UK from 2013, is a solutions provider in the movable assets and receivables finance space. Working all round the world – and particularly in emerging and developing markets. For more information visit: www.pointforward.net